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PaulC's avatar

James, Michael.. great episode. Learnt a lot. Just x2 Q’s, 1. What causes the lack of collateral given the amount of UST’s being issued? 2. How does QT impact Bank Reserves? Banks pull money back from the RR to pay for the bonds that are sold by the Fed(?) to drain liquidity? Or do they use USD that rest on their balance sheet? Thanks and love your substack.

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Michael Howell's avatar

Higher bond volatility increases the size of 'haircuts' and this reduces the size of the collateral multiplier. QT, in theory reduces funds in money markets, and this by definition means lower banks' reserves. The Fed does not have to sell bonds directly to the banks to reduce overall money market liquidity. MH

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