7 Comments

Thank you James!

Are there any specific charts you'll be watching regarding CRE? I see a chart on delinquency rates on CRE loans (https://fred.stlouisfed.org/series/DRCRELEXFACBS), but I was thinking it could be useful to see the magnitude in dollar terms of these defaults over time.

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Great question, Mike. I'd love to know the same

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Thanks James!

This is has been a concern of mine since the SVB debacle!

Do you have a list of Regional Banks that will be hit the hardest?

Maybe a resource that shows Regional Banks CRE exposure?

More specifically where exactly could I find my banks CRE exposure?

Where would it show up in the financial reports?

Thanks again!!

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I did find this but it is from a post on Investopedia dated 4/6/23.

https://www.investopedia.com/regional-banks-cre-loans-7376117

Regional Bank Commercial Real Estate Loan Exposure

CRE loans as a percentage of total loans

New York Community Bancorp

71%

Valley National

60%

Signature Bank

43%

East West Bancorp

39%

M&T Bank Corporation

34%

Comerica Incorporated

32%

Western Alliance

28%

PacWest Bancorp

28%

Zions Bancorporation

23%

First Republic Bank

20%

Citizens Financial Group

18%

U.S. Bancorp

18%

KeyCorp

16%

Regions Financial Corporation

15%

Fifth Third Bancorp

14%

Source: Bloomberg data analyzed by Wedbush Securities

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Good stuff! Thanks James.

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Great article again James.

One thing I can’t get my head around is why the banks offer non-recourse loans? Surely that doesn’t make sense?

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Thanks James! Great content.

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